Privacy Policy
Last updated: July 18, 2025
At Billion Wallet (“Billion,” “we,” “our,” or “us”), we value your privacy and are committed to safeguarding any information you share when using our services. Our mission is to provide a secure, non-custodial crypto wallet where you retain full control of your assets and private keys. Privacy and data protection are at the core of our principles and development philosophy.
This Privacy Policy explains how we collect, process, and protect information when you use our mobile applications (available in App Store and Google Play), our website, or any other services linked to Billion Wallet (collectively, “the Application” or “Services”). We only collect and process data that is strictly necessary to operate, improve, and support our services, and we aim to minimize the collection of personal information whenever possible.
We keep this Privacy Policy available at all times in its most recent version. By accessing or using the Billion Wallet application, you acknowledge that you have read, understood, and agreed to the practices described herein. If you do not agree, please refrain from using our services.
Core Principles
Privacy is a cornerstone of Billion Wallet’s philosophy and operations. We implement strict measures to protect user data and strive to maintain full transparency about how any information is handled.
Billion Wallet does not require you to share personal information such as your name, email address, tax ID, or phone number to use our services.
We will never use your IP address for marketing or advertising, and our infrastructure is not designed to link your IP address with identifiable details like your wallet address, username, or email.
For users who wish to further protect their privacy, we also offer the ability to opt out of analytics tracking.
This Privacy Policy will be updated whenever our privacy practices change or when required by applicable law.
Your use of the Services, and any dispute over privacy, is subject to this Privacy Policy (including any applicable changes) and our Terms of Use, including applicable limitations on damages and provisions for dispute resolution.
The Information We Collect
Billion Wallet is a non-custodial crypto wallet, meaning we do not create or maintain user accounts and do not store or have access to your private keys, wallet seeds, or funds. You retain full control over your assets at all times. We will never ask for your private keys or seed phrase. Any blockchain transactions made through Billion Wallet are public by nature due to the structure of distributed ledger technology.
While we aim to minimize data collection, some information may be processed to provide a secure and high-quality service.
Information You Provide to Us
We do not require you to submit personal information to use Billion Wallet. However, you may voluntarily provide limited data, for example:
Your email address or contact details if you reach out to our support team.
Feedback or survey responses if you choose to participate in product improvement programs or beta testing.
Any other information you provide when interacting with us (e.g., newsletter subscriptions or promotions).
Information Collected Automatically
When you use Billion Wallet, we may automatically process limited technical data, including:
Public wallet addresses you generate or interact with (these are inherently public on the blockchain).
Device details, such as operating system, hardware model, app version, browser type, and performance metrics.
IP address, processed temporarily for:
Establishing network connections to deliver services.
Preventing DDoS attacks and ensuring system security.
Optimizing performance (e.g., routing traffic to the nearest server).
Complying with applicable legal or sanction requirements.
We do not use IP addresses for marketing or advertising.
Usage data, such as feature interactions, access times, pages viewed (for web interface), and anonymized analytics to improve user experience.
Publicly Available Data
Your interactions with blockchain networks (e.g., wallet transactions) are publicly visible and accessible via blockchain explorers. Billion Wallet may query public blockchain data (e.g., balances, token transactions) to display it in the app, but this data remains pseudonymous and is not linked to your identity.
Information from Third Parties
In rare cases, we may receive additional data from third-party platforms you use to interact with Billion Wallet (e.g., if you opt to log in via a supported service). This is done strictly in accordance with the authorization you grant and the platform’s privacy policy.
Children’s Privacy
Billion Wallet is not directed at children under 13 (or under 16 in the EU). We do not knowingly collect information from minors. If you believe that we have inadvertently received information from a child, please contact us immediately at privacy@billionwallet.io.
How We Use the Personal Information We Collect?
We only use the information we collect in ways that are directly connected to providing, improving, and protecting the Billion Wallet ecosystem.
The data we process is limited, but where applicable, we use it for the following purposes:
Providing and Operating Our Services
To enable you to access and use the Billion Wallet application, website, and any related services.
To ensure core wallet functionality, including processing blockchain interactions and providing accurate, real-time information about your assets.
To communicate essential information to you, such as confirmations, security notices, updates, and support or administrative messages.
To fulfill any requests you make through our Services, including customer support inquiries.
Personalization and User Experience
To personalize your experience by tailoring features, settings, or recommendations based on your preferences and usage history.
To identify repeat visits and optimize your interactions with Billion Wallet.
To customize the interface or localize content (e.g., based on your regional settings).
Improvement and Development
To monitor how users access and interact with our Services (on both an aggregated and pseudonymous basis).
To conduct internal research, analytics, and performance evaluations to develop new products, services, features, and functionality.
To improve usability, speed, and security of our Services, including the user interface and experience.
Communication
To communicate with you regarding updates, technical notices, security alerts, and responses to your inquiries.
Subject to your consent, to share information about promotions, new features, token launches, or upcoming events relevant to our Services.
To collect feedback or survey responses aimed at improving Billion Wallet and related products.
Marketing and Promotions
With your explicit consent, to send newsletters, promotional content, or other materials that may be of interest to you.
To develop and improve our promotional strategies and advertising materials.
To analyze marketing campaign performance (without linking identifiable user data).
Third-Party Services and Integrations
To facilitate connections with third-party services, APIs, and decentralized applications that you choose to interact with.
To provide customer support, analytics, and marketing services through verified service providers.
To enable smooth on/off-ramp transactions where external payment processors may be involved (e.g., for fiat-to-crypto services), in compliance with their respective privacy policies.
Security and Fraud Prevention
To detect, prevent, and investigate potentially unauthorized, fraudulent, or malicious activities.
To monitor and maintain the security, safety, and integrity of our infrastructure and user interactions.
To ensure continued protection against DDoS attacks, data breaches, or other security threats.
Legal and Compliance Purposes
To enforce our Terms of Use or defend our legal rights.
To comply with applicable laws, regulations, and lawful government requests, including sanctions or financial compliance requirements.
To prevent prohibited usage of our Services by restricted individuals or in sanctioned territories.
AI-Enhanced Support (if applicable)
In some cases, we may use AI-powered tools to improve our support systems (e.g., summarizing content or assisting support agents with responses). Any AI usage is carried out responsibly, without compromising user privacy or sensitive information.
Data Aggregation and Analysis
We may aggregate or de-identify data for statistical purposes. Such information cannot be used to identify you and is used to better understand user patterns, enhance security, and guide product development.
Key Principles
We never use your private keys or wallet seeds for any purpose.
We do not sell or trade your personal information.
We process data only when it is essential for service delivery, user support, legal compliance, or performance improvements.
How We Use the Personal Information We Collect?
We only use the information we collect in ways that are directly connected to providing, improving, and protecting the Billion Wallet ecosystem.
The data we process is limited, but where applicable, we use it for the following purposes:
Providing and Operating Our Services
To enable you to access and use the Billion Wallet application, website, and any related services.
To ensure core wallet functionality, including processing blockchain interactions and providing accurate, real-time information about your assets.
To communicate essential information to you, such as confirmations, security notices, updates, and support or administrative messages.
To fulfill any requests you make through our Services, including customer support inquiries.
Personalization and User Experience
To personalize your experience by tailoring features, settings, or recommendations based on your preferences and usage history.
To identify repeat visits and optimize your interactions with Billion Wallet.
To customize the interface or localize content (e.g., based on your regional settings).
Improvement and Development
To monitor how users access and interact with our Services (on both an aggregated and pseudonymous basis).
To conduct internal research, analytics, and performance evaluations to develop new products, services, features, and functionality.
To improve usability, speed, and security of our Services, including the user interface and experience.
Communication
To communicate with you regarding updates, technical notices, security alerts, and responses to your inquiries.
Subject to your consent, to share information about promotions, new features, token launches, or upcoming events relevant to our Services.
To collect feedback or survey responses aimed at improving Billion Wallet and related products.
Marketing and Promotions
With your explicit consent, to send newsletters, promotional content, or other materials that may be of interest to you.
To develop and improve our promotional strategies and advertising materials.
To analyze marketing campaign performance (without linking identifiable user data).
Third-Party Services and Integrations
To facilitate connections with third-party services, APIs, and decentralized applications that you choose to interact with.
To provide customer support, analytics, and marketing services through verified service providers.
To enable smooth on/off-ramp transactions where external payment processors may be involved (e.g., for fiat-to-crypto services), in compliance with their respective privacy policies.
Security and Fraud Prevention
To detect, prevent, and investigate potentially unauthorized, fraudulent, or malicious activities.
To monitor and maintain the security, safety, and integrity of our infrastructure and user interactions.
To ensure continued protection against DDoS attacks, data breaches, or other security threats.
Legal and Compliance Purposes
To enforce our Terms of Use or defend our legal rights.
To comply with applicable laws, regulations, and lawful government requests, including sanctions or financial compliance requirements.
To prevent prohibited usage of our Services by restricted individuals or in sanctioned territories.
AI-Enhanced Support (if applicable)
In some cases, we may use AI-powered tools to improve our support systems (e.g., summarizing content or assisting support agents with responses). Any AI usage is carried out responsibly, without compromising user privacy or sensitive information.
Data Aggregation and Analysis
We may aggregate or de-identify data for statistical purposes. Such information cannot be used to identify you and is used to better understand user patterns, enhance security, and guide product development.
Key Principles
We never use your private keys or wallet seeds for any purpose.
We do not sell or trade your personal information.
We process data only when it is essential for service delivery, user support, legal compliance, or performance improvements.
Please note: We may utilize AI-enhanced tools and automated systems as part of our daily operations to improve efficiency, accuracy, and overall service quality. For example:
When you contact our customer support team, our agents may use AI-powered systems to analyze and summarize content, detect issues faster, and provide more precise answers to your queries.
AI systems may be used to generate automated responses, conduct real-time translation, or assist with technical troubleshooting in a way that enhances the user experience.
We are committed to ensuring that AI tools are applied responsibly and ethically, with safeguards to prevent misuse or unauthorized data processing. We do not use AI to profile users, make automated decisions that could affect your rights, or process sensitive personal information beyond what is necessary for customer support or service improvement.
Legal Basis for Processing Your Personal Information
If you are located in the European Economic Area (EEA), the United Kingdom, or any jurisdiction where data protection laws require a legal basis for processing personal data, we will only collect and process your personal information when we have a valid and lawful reason (“legal basis”) to do so. These legal bases may include, but are not limited to, the following:
Performance of a Contract
We may process your personal data when it is necessary to fulfill our obligations under a contract or to take steps at your request prior to entering into such a contract.
This includes:
Enabling you to access and use the Billion Wallet application and related services.
Delivering requested functionalities, such as processing blockchain interactions, displaying your account information, or resolving technical support queries.
Providing confirmations, technical notices, and essential communications related to your use of the services.
Without this processing, we would be unable to deliver the core services you request.
Compliance with Legal Obligations or Public Interest
We may process your personal data when required to do so by applicable laws, regulations, or legal proceedings, or when such processing is necessary for reasons of substantial public interest.
Examples include:
Ensuring compliance with financial, anti-money laundering (AML), sanctions, and fraud prevention requirements.
Responding to lawful requests from courts, law enforcement authorities, or regulatory agencies.
Maintaining the security, integrity, and lawful operation of our infrastructure.
Legitimate Interests
We may process your personal data where it is necessary for our legitimate business interests, provided that such interests are not overridden by your fundamental rights, freedoms, or privacy interests.
Our legitimate interests include:
Product development and innovation: Analyzing user interactions (in aggregate or pseudonymized form) to improve the performance, design, and usability of Billion Wallet.
Business analytics and research: Conducting data-driven evaluations to optimize service efficiency, detect technical issues, and identify areas for improvement.
Security and fraud prevention: Monitoring for unauthorized access, malicious activities, or potential breaches.
Customer support and communication: Responding to inquiries, troubleshooting problems, and providing updates about critical service changes.
When we rely on legitimate interests, we conduct a balancing test to ensure that our interests do not override your fundamental rights or freedoms.
Consent (Where Applicable)
In cases where consent is the required legal basis, we will ask for your explicit permission before processing your personal data.
Examples include:
Sending marketing communications, newsletters, or promotional offers.
Enabling optional analytics or tracking technologies.
Any other situation where the processing of your personal data is not strictly necessary for the operation of our services or compliance with legal obligations.
You may withdraw your consent at any time without affecting the lawfulness of processing carried out prior to withdrawal.
Vital Interests
In rare cases, we may process your personal data to protect your vital interests or those of another person, particularly when it involves preventing fraud, illegal activities, or imminent harm.
How We Share the Information We Collect?
We value your privacy and are committed to limiting the sharing of your personal information. We do not sell your data to third parties for their direct marketing purposes. Any disclosure of information is made only in specific situations and in accordance with this Privacy Policy, as outlined below.
Consent-Based Sharing
We share your information only when you have explicitly provided your consent or directed us to do so. For example:
When you initiate a transaction with a third-party service (e.g., DeFi protocols or fiat on/off-ramp providers), we will share the relevant data necessary to complete your request.
When you choose to enable optional integrations or third-party applications, you will control what data is shared and how it is processed by those services.
Affiliates and Group Entities
We may disclose your information to our subsidiaries, affiliates, or entities under common ownership or control with Billion Wallet. Such sharing is done for purposes consistent with this Privacy Policy, such as improving services, ensuring operational continuity, and conducting business-related analytics.
Vendors and Service Providers
We work with trusted third-party vendors and service providers who assist us in providing, securing, and improving our Services. These entities are granted access only to the information necessary for them to perform their contractual obligations and are prohibited from using it for other purposes.
This includes:
Hosting and cloud services: For data storage, backups, and disaster recovery.
Cybersecurity and fraud prevention providers: To protect our infrastructure and detect malicious activity.
Analytics partners (e.g., Google Analytics): To collect aggregated data about usage patterns and app performance.
Customer support and communication tools: To help us manage user inquiries, notifications, and system alerts.
Payment or on/off-ramp providers: When you use fiat-crypto gateways or similar services, your information (e.g., name or billing data) may be processed by these third parties for verification and regulatory compliance.
Business Transfers
If Billion Wallet is involved in a corporate transaction, such as a merger, acquisition, restructuring, financing, sale of assets, or bankruptcy, your information may be transferred to the relevant third party as part of that transaction. Such transfers will continue to be governed by the terms of this Privacy Policy or an equivalent policy that ensures equal or higher privacy protections.
Legal Disclosures
We may disclose your information if required by applicable laws, regulations, or legal processes, or if we believe in good faith that such disclosure is:
Necessary to comply with judicial or governmental requests, including subpoenas, court orders, or regulatory requirements.
Required to meet national security or law enforcement demands.
Essential to protect our legal rights, property, or the safety of Billion Wallet, our users, employees, or the general public.
Protection Against Fraud and Illegal Activities
We may share information when it is necessary to:
Investigate, prevent, or take action against fraudulent, unauthorized, or illegal activities.
Enforce our Terms of Use or other contractual agreements.
Address situations involving potential threats to the safety of any individual or the security of our systems.
Aggregate and De-Identified Information
We may share aggregated or anonymized data (which cannot be used to identify you) with third parties for purposes such as:
Improving our services and infrastructure.
Conducting research, statistical analysis, and performance monitoring.
Marketing or product development initiatives.
We will never attempt to re-identify de-identified data unless legally permitted or required.
Strategic Business Partners
With your explicit consent, we may collaborate with trusted strategic partners to provide services or promotions that may be of value to you. Any sharing in these scenarios is done under strict privacy agreements and always requires your approval.
Third-Party Integrations and Platforms
When you choose to interact with third-party platforms (e.g., decentralized applications, blockchain APIs, token marketplaces), your information may be processed or stored by those third parties according to their own privacy policies. We strongly encourage you to review their privacy practices before using such integrations.
Key Principle
We will never sell your personal information.
Any sharing is limited to what is strictly necessary to provide and protect our services or where you have explicitly requested such sharing.
Our Use of Cookies and Other Tracking Technologies
We, along with certain service providers, may use cookies, tracking pixels, and other similar technologies to collect information about your interactions with our website and services. These tools help us improve performance, understand user behavior, and enhance your overall experience.
Cookies
Cookies are small alphanumeric files placed on your device through your browser for record-keeping purposes.
Session Cookies: These remain on your device only during your active browser session and are deleted once you close your browser. We use session cookies to analyze traffic patterns, pages visited, and aggregate user activity.
Persistent Cookies: These remain on your device even after the browser is closed. Persistent cookies help us remember your preferences and track statistical trends for future visits.
Disabling Cookies
Most browsers accept cookies by default, but you can modify your browser settings to block them or notify you when a cookie is placed. Please note that disabling cookies may limit the functionality of certain features within our Services.
Third-Party Analytics
We use analytics tools (such as Google Analytics or privacy-focused alternatives) to better understand usage trends, improve performance, and analyze site traffic. These third parties may use cookies or similar technologies to perform their functions, but they do not receive any personally identifying information from us.
Do-Not-Track Requests
Currently, our systems do not recognize browser “Do-Not-Track” signals. However, you can manually disable certain types of tracking via your browser or privacy extensions.
Third-Party Services and Service Providers
Our application and website may integrate with or link to third-party services and APIs (for example, blockchain explorers, DeFi protocols). We do not own or control these services and are not responsible for their privacy practices.
Service Providers
We engage trusted third-party vendors and contractors to assist with:
Hosting, data storage, and backup.
Cybersecurity, fraud prevention, and performance monitoring.
Analytics, user support, and communication tools.
On/off-ramp payment solutions or fiat-crypto exchange services.
These providers only receive information necessary to fulfill their obligations and are bound by confidentiality agreements.
Third-Party Links and APIs
When you click on a link or connect to a third-party API through our services, you may be redirected to an external platform. This Privacy Policy does not govern your activity on such third-party websites or applications. We strongly recommend reviewing their privacy policies before sharing any personal information.
Your Rights and Choices
We respect your privacy and give you control over your personal information. Depending on your place of residence (e.g., the EU/EEA, UK, US states such as California, or other jurisdictions), you may have specific legal rights related to how we collect, use, store, and share your personal information. We will honor your rights as required by applicable laws.
Your Rights Regarding Personal Information
You have the following rights in relation to the personal information we process about you:
Right to Access / Right to Know
You have the right to request a copy of the personal information we hold about you.
You may also ask us to provide information on how and why we process your data, the categories of information we collect, the sources of such data, who we share it with, and how long we retain it.
Right to Rectification / Correction
You may request that we correct or update inaccurate or incomplete information about you.
Right to Erasure / Deletion (“Right to be Forgotten”)
You may request that we delete or anonymize your personal data, unless we have a legal obligation, regulatory requirement, or overriding legitimate interest to continue processing it.
Right to Restrict Processing
You have the right to ask us to limit the processing of your personal information in certain circumstances, such as when you contest the accuracy of the data or object to its processing.
Right to Object
You may object to our processing of your personal information when we rely on legitimate interests as a legal basis.
You can always object to direct marketing, and we will respect your choice.
Right to Data Portability
You may request that we provide your personal information in a structured, commonly used, and machine-readable format, and you may request that we transfer this data to a third party where technically feasible.
Right to Withdraw Consent
Where we rely on your consent to process your information (e.g., for optional marketing communications or analytics), you may withdraw this consent at any time without affecting the lawfulness of prior processing.
Right to Lodge a Complaint
You have the right to file a complaint with a supervisory authority, such as your local data protection regulator, if you believe your privacy rights have been violated.
Right to Non-Discrimination
We will never discriminate against you for exercising any of your privacy rights.
Right to Opt-Out of Targeted Advertising, Sale, or Sharing of Data
In jurisdictions where applicable (e.g., CCPA), you can request that we do not share or sell your data for targeted advertising or marketing purposes.
Marketing Preferences
You may opt-out of marketing emails at any time by using the “unsubscribe” link in our messages or contacting us directly at privacy@billionwallet.io.
It may take up to 10 business days to process your opt-out request.
Please note that even if you opt out of promotional communications, we may still send you non-marketing messages, such as service notifications or security alerts.
How to Exercise Your Rights
To exercise any of the rights listed above, contact us at:
Email: privacy@billionwallet.io
Before processing your request, we may require you to verify your identity by providing reasonable information to ensure your protection. In certain cases, we may have legal grounds to deny your request, and if so, we will explain the reason as permitted by law.
Authorized Agents
If you wish to designate an authorized agent to exercise your rights on your behalf, the agent must provide written authorization from you. We reserve the right to verify both your identity and the agent’s authority before fulfilling any such request.
Data Copies and Archiving
Please note that updated, modified, or deleted data may remain available for a limited period in our archived or cached systems, as required for business continuity, fraud prevention, or legal obligations.
Retention of Information
We will retain your Personal Information only as long as necessary to fulfill the purposes outlined in this Privacy Policy, to operate and maintain our Services, and to comply with legal or regulatory requirements. This includes retaining data for the time needed to:
Provide requested services and support.
Maintain transaction records as required by financial and anti-money laundering (AML) laws, tax regulations, and other compliance obligations.
Address potential disputes, claims, complaints, or regulatory inquiries.
If you uninstall the Application or request data deletion, we will delete or anonymize your Personal Information wherever possible. However, certain information may still be retained in our backup systems, legal records, or archives where required by law or for legitimate business purposes such as fraud prevention or dispute resolution.
Security and Storage
We use industry-standard administrative, organizational, and technical measures to protect your information from unauthorized access, disclosure, alteration, or destruction. This includes:
Data encryption both in transit and at rest (where applicable).
Regular security audits, penetration tests, and monitoring of vulnerabilities.
Access controls and restricted permissions for sensitive data.
Secure cloud and hosting providers that adhere to recognized security standards.
However, no internet-based system or transmission is completely secure. Despite our precautions, we cannot guarantee the absolute security of any data you transmit to us. If you believe your account or information has been compromised, contact us immediately at privacy@billionwallet.io.
Personal Information collected through our Services is primarily stored in the United States. If you access the Services from outside the United States, your information may be transferred to and processed in jurisdictions with different data protection laws.
Data Analytics & Advertising
We use data analytics to improve our Services, monitor performance, and enhance user experience. This may include:
First-party analytics, such as performance monitoring and debugging tools.
Third-party analytics, including services like Google Analytics, to better understand how users interact with our Application and website.
Marketing analytics, where we analyze aggregated user trends to optimize advertising campaigns (subject to your consent where required).
Advertising
With your consent, third-party tools such as Google Tag Manager, LinkedIn, HubSpot, or Segment may use cookies and web beacons to display interest-based ads. These tools collect information about your activity on our site and across other websites to show you personalized content.
Opt-out options
You may disable cookies or tracking tools in your browser settings.
To block targeted advertising, you can visit the Network Advertising Initiative Opt-Out Page or Digital Advertising Alliance Choices.
Third-Party Links and Services
Our Services may include links to third-party websites, APIs, decentralized applications (dApps), or third-party platforms.
We are not responsible for the privacy or security practices of these third parties.
Any data you share with such services will be governed by their respective privacy policies.
We strongly recommend reviewing the privacy policies of any third-party service you interact with.
Where possible, we minimize data shared with third parties by using proxies or anonymization methods.
Co-Branded Websites
Some sections of our Services may link to third-party websites that display our branding but are operated independently. This Privacy Policy does not govern those sites. We advise users to carefully review the privacy statements of each co-branded website.
Eligibility
Our Services are not directed to children under 13 years of age. We do not knowingly collect Personal Information from children. If we become aware that a child has provided us with personal data without verified parental consent, we will delete that information immediately.
If you are under the age of majority in your jurisdiction, you may use the Services only under the supervision of a parent or legal guardian.
Change of Ownership
In the event of a merger, acquisition, restructuring, or sale of all or a portion of our business or assets, your information may be transferred to the successor entity. We will notify you via prominent notice on our website or by email (if available) before your data is transferred or becomes subject to a different privacy policy.
Change to This Privacy Policy
We reserve the right to update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal obligations. The date of the latest revision will be indicated at the top of this document.
If we make material changes, we will notify you via the Services, by email (if you have provided one), or by posting a clear notice on our website. Continued use of the Services after such changes constitutes acceptance of the updated policy.
Complaints
If you have concerns about how we process your Personal Information, contact us at privacy@billionwallet.io.
You also have the right to file a complaint with the data protection authority in your jurisdiction (e.g., GDPR authorities in the EU, FTC in the USA, or other regulators).
Supplemental Privacy Notice
This Supplemental Privacy Notice provides region-specific information for users residing in jurisdictions with additional privacy rights or obligations, including the United States (certain states), the European Economic Area (EEA), the United Kingdom, Switzerland, Turkey, and Canada. It supplements and is part of the main Privacy Policy.
U.S. State-Specific Privacy Rights (California, Colorado and Other States)
Several U.S. states, such as California (CCPA/CPRA), Colorado (CPA), Virginia (VCDPA), Connecticut (CTDPA),and Utah (UCPA), grant residents specific privacy rights and impose additional compliance requirements. This section serves as our “Notice at Collection” for California residents and applies to other states with comparable laws.
Categories of Personal Information We Collect
Within the past 12 months, we have collected the following categories of personal information as defined under U.S. state privacy laws:
Identifiers: Digital asset wallet addresses, public blockchain data, IP addresses, email addresses, usernames, avatars, and user-submitted images.
Commercial Information: Records of cryptocurrency or fiat transactions, OTC trades, and service-related purchase history.
Internet/Network Activity: Log files, browser and device types, unique device identifiers, and interaction data with our application and website.
Inferences: Information derived from cookies and analytics regarding user preferences and behaviors.
Categories of Recipients
We may share personal information with:
Cloud service providers (data hosting, backup, and analytics).
Fraud prevention and security vendors.
Payment and on/off-ramp service providers.
Marketing and analytics providers (e.g., Google Analytics, HubSpot).
Law enforcement or regulatory authorities when legally required.
Use of Personal Information
We use personal information for the following purposes:
To provide and maintain services (wallet operations, exchanges, OTC).
To personalize user experience and optimize our product.
For compliance with legal requirements (AML/KYC obligations).
For marketing and communications (only with user consent).
We do not sell or share personal information for direct marketing or targeted advertising, as defined by U.S. state laws.
Rights of U.S. Residents
Residents of certain U.S. states have the right to:
Access and obtain copies of personal information collected about them.
Request deletion of personal data (subject to legal or contractual obligations).
Request correction of inaccurate data.
Opt-out of the “sharing” of personal data for advertising purposes.
Non-discrimination: We will not deny services, charge higher fees, or reduce service quality for exercising privacy rights.
Authorized Agents: California residents may designate agents to submit privacy requests. Proof of authorization (e.g., power of attorney) may be required.
To exercise your rights, contact us at privacy@billionwallet.io or enable Global Privacy Control (GPC) in your browser settings.
Additional Information for Users in the EEA, UK, Switzerland and Turkey
If you are located in the European Economic Area (EEA), the United Kingdom, Switzerland, or Turkey, the processing of your personal data is subject to the General Data Protection Regulation (GDPR) and other local privacy laws. In this context, [Your Company] acts as a data controller.
Legal Bases for Processing
We process personal data under the following legal bases:
Contract Performance: To provide services (wallet, transactions, OTC) under our agreement with you.
Legal Obligations: Compliance with tax, accounting, AML, and KYC regulations.
Legitimate Interests: Fraud prevention, analytics, and service improvement — provided these do not override your fundamental rights.
Consent: For optional services like marketing or promotional communications.
International Data Transfers
Your personal data may be transferred outside the EEA, including to the United States, where data protection standards may differ. We ensure adequate protection through:
EU Commission adequacy decisions (where applicable).
Standard Contractual Clauses (SCCs) or equivalent safeguards.
Data minimization and encryption for all cross-border transfers.
Data Subject Rights (GDPR)
EEA residents have the right to:
Access, correct, or delete personal data.
Object to or restrict data processing.
Withdraw consent at any time (for marketing or optional features).
Request data portability in machine-readable format.
File a complaint with a local Data Protection Authority (DPA) (e.g., https://edpb.europa.eu/about-edpb/board/members_en).
For individuals in the European Union: https://edpb.europa.eu/about-edpb/board/members_en
For individuals in the UK: https://ico.org.uk/global/contact-us/
For individuals in Switzerland: https://www.edoeb.admin.ch/edoeb/en/home/the-fdpic/contact.html
Additional Information for Canadian Residents
If you are a Canadian resident, your personal information is handled in compliance with PIPEDA (Personal Information Protection and Electronic Documents Act) and applicable provincial privacy laws.
Consent: By using our services, you consent to the collection and processing of personal data as outlined in this Privacy Policy. You can withdraw consent at any time by contacting us.
Access and Correction: You have the right to request access to your personal data and request corrections where data is inaccurate or incomplete.
Data Retention: We retain personal data only as long as necessary for service provision and compliance with applicable legal requirements.
Transfers Outside Canada: Your personal information may be transferred to and stored in jurisdictions (e.g., the U.S.) where privacy laws may offer less protection.
Global Privacy Control (GPC)
We honor GPC signals (where legally required) to reflect user opt-out preferences regarding cross-site tracking or targeted advertising.
No Sale of Personal Data
We do not sell personal data for monetary or other valuable consideration. If our practices change, we will update this Policy and provide opt-out options where required.
Contact for Privacy Matters
For privacy-related inquiries or to exercise your rights:
Email: privacy@billionwallet.io
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